An article by The Expose discusses why we should expect insurance companies to sue vaccine manufacturers. Yale University epidemiologist Harvey Risch predicts that insurers will be looking for financial compensation from Covid-19 vaccine makers to cover “early expected mortality claims” which would have a big financial risk.

In an earlier article, the media site referenced a story where the CEO of One America stated that the deaths of working people aged 18-64 have risen by 40% in the third quarter of 2021. Lincoln National, a large life insurance company in the United States, reported a 163% increase in death benefits paid out under its group life insurance policies the same year. The same year that the Covid vaccines were released. This 163% increase is significantly larger than the 9% increase from 2019 to 2020.

It is impossible to determine the number of deaths represented by this 163% increase as the statements don’t show the number of claims filed, only the dollar amount of claims that were paid. According to the Society for Human Resource Management, the average death benefit for such life insurance is one year’s salary. Assuming the average salary for people covered by group life insurance policies in the US is $70,000, one insurance company may represent 20,647 deaths.

One America’s short and long-term disability claims also rose to new levels in 2021. When the story about Lincoln National first came the light, the annual statements for other insurance companies were still being finished. While Lincoln National demonstrated the sharpest increases in death benefits paid out in 2021, other companies like Prudential and North Western Mutual also had significant increases compared to 2020.